FINANCE CALCULATOR

See how affordable your home improvement can be with Planet Finance Calculator.

To make life easy for you, Planet can arrange a variety of convenient easy payment finance options (subject to application & affordability). Making an application is simple and we promise you a quick decision. Everything can be sorted out with you in the comfort of your home or at our Kendal Showroom and you should get an answer to your application within 24 hours, so you can enjoy whatever you’ve set your heart on right away. Explore the different ways to finance your home improvement with Planet with one of the three finance options shown below – simply click on the finance option that best suits you.

  • WINDOWS & DOORS 12.4% APR Representative Order today and spread the cost over 60, 120 or 154 months
  • LIVING SPACES 11.9% APR Representative Order today and pay nothing for 3 months.
£
60 monthly payments
Deposit
£
Representative APR
12.4%
120 monthly payments
Deposit
£
Representative APR
12.4%
154 monthly payments
Deposit
£
Representative APR
12.4%
This finance option allows you the convenience and flexibility of spreading the cost of your home improvements over 60 or 120 months. You must make the minimum repayment each month. However you can also make additional payments and therefore control the length of the loan and the amount of interest you would pay. No security is required on these loans. These calculators are for illustrative purposes only and do not constitute a credit quotation. *154 months finance only available for orders over £10,000.00

Representative Example

Cash Price
£8,000.00
Deposit
£1,600.00
Total Amount of Credit
£6,400.00
Duration of Agreement
60 Months
Rate of Interest
12.4% p.a. fixed
Representative APR
12.4% APR
60 Monthly Payments
£141.56
Total Amount Payable
£10,093.60
£
Deposit
£
Pay within 3 months + £29 exit fee
£
Want to pay in monthly instalments after 3 months rather than one-off payment? Consider this option.
160 monthly payments
Deposit
£
Representative APR over 13 years
11.9%
Pay us a 20% deposit when you order, and as long as you pay the outstanding balance in full before 3 months has elapsed plus a £29 exit fee, no interest will be charged. If, after 3 months, this is not convenient, you can pay in 160 monthly installments at 11.9% APR Representative. *Deferred for 3 months from the date of completion – £29 exit fee applies if the loan is repaid in full during the deferral period and NO INTEREST will be paid. If the loan is not settled in full within the deferral period, then interest will have accrued from the start of the agreement on any amount still outstanding at the end of the deferral period. Interest will continue to be charged until the agreement is repaid in full. For legal reasons the Representative Example shows interest IF the outstanding balance is NOT paid before the 3 months has elapsed. No security is required on this loan. These calculators are for illustrative purposes only and do not constitute a credit quotation.

Representative Example

Cash Price
£25,000.00
Deposit
£5,000.00
Total Amount of Credit
£20,000.00
Defer By
3 Months
Duration of Agreement
163 Months*
Rate of Interest
11.9% p.a. fixed
Representative APR
11.9% APR
120 Monthly Payments
£246.94
Total Amount Payable
£44,510.40
Settlement Fee
£29.00

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