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OUR FINANCE CALCULATOR

See how affordable your home improvement can be with our Finance Calculator.
  • SPREAD THE COST MONTHLY Buy now choose to spread the cost over 5, 10 or 14 years...
  • BUY NOW PAY LATER Buy now and pay nothing for 9 months...
£
60 monthly payments
Deposit
£
Representative APR
11.9%
120 monthly payments
Deposit
£
Representative APR
11.9%
168 monthly payments
Deposit
£
Representative APR
11.9%
This finance option allows you the convenience and flexibility of spreading the cost of your home improvements over 60, 120 or 168 months*. You must make the minimum repayment each month. However you can also make additional payments and therefore control the length of the loan and the amount of interest you would pay. No security is required on these loans. These calculators are for illustrative purposes only and do not constitute a credit quotation. *168 months finance only available for orders over £7,500.

Representative Example

Cash Price
£10,000.00
Deposit
£500.00
Total Amount of Credit
£9,500.00
Duration of Agreement
60 Months
Rate of Interest
11.9% p.a. fixed
Representative APR
11.9% APR
60 Monthly Payments
£207.94
Total Amount Payable
£12,976.40
£
Deposit
£
Pay within 9 months + £29 exit fee
£
Want to pay in monthly instalments after 12 months rather than one-off payment? Consider this option.
120 monthly payments
Deposit
£
Representative APR over 10 years
13.9%
Pay us a small deposit when you order, and as long as you pay the outstanding balance in full before 9 months has elapsed plus a £29 exit fee, no interest will be charged. If, after 9 months, this is not convenient, you can pay in 120 monthly installments at 13.9% APR Representative. *Deferred for 9 months from the date of completion – £29 exit fee applies if the loan is repaid in full during the deferral period and NO INTEREST will be paid. For legal reasons the Representative Example shows interest IF the outstanding balance is NOT paid before the 9 months has elapsed. No security is required on this loan. These calculators are for illustrative purposes only and do not constitute a credit quotation.

Representative Example

Cash Price
£10,000.00
Deposit
£500.00
Total Amount of Credit
£9,500.00
Defer By
9 Months
Duration of Agreement
129 Months*
Rate of Interest
13.9% p.a. fixed
Representative APR
13.9% APR
120 Monthly Payments
£155.19
Total Amount Payable
£19,122.80

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